Terms of Service

Effective Date: June 1, 2026

1. Acceptance of Terms

By accessing and using CALMUS.NET, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Use of Calculators

Our calculators are provided for informational and educational purposes only. They do not constitute professional advice.

3. Disclaimer of Warranties

CALMUS.NET is provided "as is" without any warranties of any kind. We do not guarantee the absolute accuracy, completeness, or usefulness of any calculator result.

4. Limitation of Liability

Under no circumstances shall CALMUS.NET or its operators be liable for any direct, indirect, incidental, or consequential damages arising from the use of our tools.